Does anyone know if there is any truth to the rumor that everyone has two credit bureaus? One that is seen when people pull our credit and another clean one hidden?

[Gizmo at IceMyst's Desktop]

There are 3 "main" credit beauro's, all have "like" information, none have the "exact same" information.

They are:
Experian
Trans Union
Equifax

The most popular of them are Experian and Equifax; most people inquiring into your credit will pull a tri-beauro report which will take a report from each of the three listed above to compare information.