Lol never posted...
I ended up with the
Canon Digital Rebel XSi:
It's not a point and shoot, but I figured that I could afford it at the time.
The point and shoot that I was looking at was the
Canon PowerShot SD780-IS12.1 MP
2.5" LCD
SDHC
HD Video
I may still pickup the powershot if funding allows just so i can have a compact point and shoot available for when I don't want to lug the powerhouse with me :P.